Community Rating System
Recognizing the significance of developing a comprehensive approach to floodplain management, the Federal Emergency Management Agency (FEMA) through the National Flood Insurance Program (NFIP) established the Community Rating System (CRS). The CRS is a voluntary incentive program that recognizes and encourages community floodplain management activities from 19 categories such as: regulations, mapping, open space preservation, flood protection, emergency preparedness and response, which exceed minimum NFIP requirements. As a result, flood insurance rates are discounted for communities meeting goals of the CRS. Participating communities receive credits for activities as outlined in the CRS Coordinator’s Manual.
Maricopa County has participated in the CRS program, since 1991 and currently has earned Class 4 rating. The result is a 30% discount for flood insurance premiums for residents in the unincorporated special flood hazard areas (SHFA) and 10% for those in the non-SHFA. Also, implementing CRS floodplain management planning activities helps to qualify for other federal assistance programs and secondary benefits such as enhanced public safety, avoidance of economic disruption and loss, reduction in property and public infrastructure damage, and protection of the environment. More information on the CRS program is available on www.fema.gov/national-flood-insurance-program-community-rating-system. Local and Federal Emergency Management Agency (FEMA) documentation is available at Flood Control District of Maricopa County and the Southwest Regional Library.